Hello Murphy – Learning to Roll With The Punches

So some of you are probably wondering why you haven’t seen all these posts and pictures from an amazing road trip we were supposed to be on by now?! Sadly, I have to tell you it won’t be happening this year due to a fellow named Murphy’s Law! When my husband left his job, we were […]

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Our Fall Road Trip and Rejection from the Dave Ramsey Show

I have some more news to share: some good and some bad. First, this is my husband’s last week at his job….he put in his notice and will be doing his own business with me at home! He has some ideas he wants to try out that include building some mobile apps. His main focus will […]

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HUGE ANNOUNCEMENT!!!!

So what is this huge announcement and big news all about??? Well…….today we paid off the rest of the balance on our house!!! We are now 100% debt free…no mortgage payments, no student loan payments, and no car payments. We own our home completely outright at the ages of 35 and 33 and it is a […]

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Our Budget Changes and a $10,000 payment!!

Hello again, wow 2 posts in one week hey look at me….I am actually taking the time to eat lunch and write a post imagine that! I wanted to update you guys on some of the budget changes we made and our progress on paying off the house. For the last 5 months or so we […]

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November Budget – Planning for the Holidays

For our November budget we adjusted a few things for the holidays coming up. What we usually do for Christmas to help us keep on budget is we first figure out our max amount we are spending on each person on our list. We then take the total amount we plan to spend on all gifts and […]

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Tracking Your Budget

How do you track and stay on course after you prepare your monthly budget? For us, we use the free GoodBudget app on our cell phones. It is an envelope based software program to help you track by category according to your budget. It also syncs so the hubs and I see the same exact […]

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Ask and Sometimes You Shall Receive

In this post I am going to give away one of our secrets for saving money….are you ready for it? Ask! Sometimes just asking a simple question can save you money or change your outcome. You would be surprised how easy it is and if it doesn’t work then at least you know you tried. […]

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March Budget

Last night we had our budget meeting for March! The biggest change we had to make was the amount of income coming in since I am no longer making any monies right now womp womp. The good news is the expenses we do have are pretty minimal so we were still able to throw extra at […]

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Emergency Fund

Sorry for no fun posts lately with tons of pics….I have been working a lot and most nights I don’t get home until about 9. I also don’t have much of a weekend since I am expected to work Saturdays now so I have no life (yay tax season)! I will try to get back […]

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How We Budget

The hubs and I just finished our monthly budget meeting for February! At the end of each month we will go over how to budget for the upcoming month. Sometimes we will go out to dinner for our budget meetings and try to make it fun but we stayed home tonight because we already spent […]

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